We take our clients' financial privacy very seriously. During the course of processing your application, we accumulate
non-public personal financial information from you and from other sources about your income, your assets, and your
credit history in order to allow a lender to make an informed decision about granting you credit. We restrict access to
nonpublic personal information about you to those employees who need to know that information to provide products
or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to
guard your nonpublic personal information.

We collect nonpublic information about you from the following sources: (i) information we receive from you on applications
or other forms; (ii) information about your transactions with us, our affiliates, or others; and (iii) information we receive from
a consumer reporting agency.

We do not disclose any nonpublic information about our customers or former customers to any third party, except as
permitted by law.